// Hello, World

I'm Ben Payne,Full Stack Developer.

Available for new opportunities

15+ years building responsive, high-performance web applications. I bring expertise in PHP, Laravel, Vue, JavaScript, MySQL — plus AI and Data Engineering. Driven by learning new things and being challenged.

Let's Talk GitHub
SaaS Platforms15+ Years BuildingFinancial SoftwareMillions in TransactionsAI Classifiers3 Industries ServedData PipelinesCRM SystemsIVR & Call RoutingGeolocation MappingLegacy to ModernSaaS Platforms15+ Years BuildingFinancial SoftwareMillions in TransactionsAI Classifiers3 Industries ServedData PipelinesCRM SystemsIVR & Call RoutingGeolocation MappingLegacy to Modern
Experience

Where I've Worked

2022 — Present

National Service Alliance

LAMPjQueryBootstrapLeafletGoAI
  • Modernized legacy monolith — 10k+ lines changed, upgrading PHP 5.3 → 8.4.
  • Automated On Demand servicer onboarding, streamlining several hundred data entry points.
  • Developed an AI classifier to handle fuzzy customer responses to automated text messages.
  • Created mission-critical call routing software handling hundreds of calls/month using geolocation mapping.
  • Developed an AI-powered IVR for instant servicer and customer information retrieval.
2022

AnswerNet TPV

LAMPLaravelVuejQueryBootstrapMongoDB
  • Created a streamlined dashboard for monitoring and reporting on third-party verification calls for energy sales.
  • Streamlined IVR handling for thousands of calls per day.
2015 — 2022

Northpointe Bank

LAMPLaravelVuejQueryBootstrap
  • Built custom customer onboarding software handling millions of dollars in transactions yearly.
  • Created B2B SaaS Correspondent Lending software moving millions in loans every year.
  • Developed loan document tracking software for thousands of original loan documents annually.
  • Created loan officer CRM covering origination, underwriting, and closing workflows.
Side Projects

Things I've Built

porchlight.benpayne.dev/

Porchlight

A tiny Mac menu bar app that replaces your static lock screen message with a time-aware greeting, rotating quote, or personal note. $4.99, one-time. macOS 11+, Apple Silicon.

VueViteNuxt
Visit Project
calculators.benpayne.dev/

Personal Finance Calculators

A suite of nine personal finance tools covering debt payoff (mortgage, loan, credit card, snowball vs. avalanche), savings growth (APY, savings goal, retirement), budgeting (50/30/20), and net worth tracking — each with multi-scenario comparison and detailed breakdowns.

React 19ViteRecharts
Visit Project
Get in Touch

Let's Build Something

I'm always interested in hearing about new projects and opportunities. Whether you have a question or just want to say hi, send me a note and I'll get back to you!

GitHub